Banks must comply with increasingly strict risk management rules, and the use of complex mathematical and statistical methods is essential for a significant part of the minimum capital requirement calculations of the Basel II-IV system. Our experts supported the development and implementation of risk management models at several different financial institutions. CLEMRISK is the development of our experts with many years of experience and business analysis experience, which is based on the most modern data analysis tool, IBM SPSS Modeler, which is used in many Hungarian banks for data analysis and modeling.